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Announcements

February 4, 2012...Dillon Kansas Families Lunar New Year Celebration / 4:30 PM / Wichita, KS ....more info

February 11, 2012...DillonMO Families Annual Winter Fellowship / 4:30 PM / St. Louis, MO...more info
 

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Council on Accreditation

and member of:

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Dillon Regional News

Check out the events & educational opportunities being offered through Dillon's regional locations:

  

Adoption Info Meetings

2012 Live Meeting Schedule
Jan 30 . . . . Dallas, TX
Feb 7 . . . .   St. Louis, MO
Feb 7 . . . . . Tulsa, OK
Feb 11 . . . . Springdale, AR
Feb 11 . . . . Orange County, CA
Mar 13 . . . . Little Rock, AR
Mar 16 . . . . Tulsa, OK
Mar 19 . . . . Dallas, TX
Mar 31 . . . . Orange County, CA
Apr 3  . . . . . St. Louis, MO
Apr 10 . . . .  Little Rock, AR
Apr 10 . . . .  Tulsa, OK
Apr 21 . . . . Springdale, AR
Apr 28 . . . . Orange County, CA
May 8 . . . .  Little Rock, AR
May 14 . . .  Dallas, TX
May 19 . . . . Tulsa, OK
June 2 . . . . Orange County, CA
Jun 5 . . . . .  St. Louis, MO
Jun 12 . . . .  Little Rock, AR
Jun 12 . . . .  Tulsa, OK
Jul 10 . . . .  Little Rock, AR
Jul 14  . . . . Orange County, CA
Jul 16 . . . .  Dallas, TX
Jul 20 . . . . Tulsa, OK
Aug 7 . . . .  St. Louis, MO
Aug 14 . . . .Tulsa, OK
Aug 25 . . .  Springdale, AR
Aug 25 . . . . Orange County, CA
Sep 11 . . . . Little Rock, AR
Sep 15 . . . . Tulsa, OK
Sep 17 . . . . Dallas, TX
Sep 29 . . . . Orange County, CA
Oct 2 . . .  . . St. Louis, MO
Oct 9 . . . . .  Little Rock, AR
Oct 9 . . . . . Tulsa, OK
Oct 27 . . . . Springdale, AR
Oct 27 . . . . Orange County, CA
Nov 2 . . . . Tulsa, OK
Nov 5 . . . . Dallas, TX
Nov 13. . . . Little Rock, AR
Dec 1  . . . . Orange County, CA
Dec 4  . . . . St. Louis, MO
Dec 11 . . . .Tulsa, OK
Sign up Now!

 

 Pre-Adoption Workshop
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Attend Dillon's online Pre-Adoption Workshop.
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Best in America

Independent Charities of America Seal of Excellence AwardDillon International
(aka orphancare International)

has achieved the
Independent Charities of America's Seal of Excellence award.

 

One Child's Perspective

Click to view Anna's touching adoption story told in her own words:
"Anna's Story"
 

Building Families

A Rosalind Cook statue of Jesus Christ wth a group of children at His feet and in His lap

Matthew 19:14 . . . but Jesus said, "Let the children come to me, and do not hinder them; for such belongs the kingdom of heaven."
Click here for a daily
devotional for families


 

To Contact Us:
OFFICE HOURS (CST)
8:00 AM - 5:00 PM...Mon-Thurs
8:00 AM - 4:30 PM...Friday

LOCATIONS:
In Oklahoma -- main office
3227 East 31st Street, #200
Tulsa, OK  74105
Voice: 918/749-4600
Fax:  918/749-7144
Email this office

In Arkansas --
4702 W. Commercial Dr., #B1
North Little Rock, AR 72116
and
1882 North Starr Road
Fayetteville, AR  72701
Voice:  501/791-9300
Fax:  501/791-9303
Email this office

In California -- 
18001 Irvine Blvd., Suite 101
Tustin, CA  92780
Voice: 714/734-8600
Fax:  NEW # 714 / 912-9583 
Email this office

In Kansas --
2420 West 76th Street
Prairie Village, KS  66208
Voice:  913/544-2805
Email this office

In Missouri --
1 First Missouri Center, #115
St. Louis, MO  63141
Voice: 314/576-4100
Email this office

In Texas --
5200 South Buckner Blvd.
Dallas, TX  75227
Voice:  214/319-3426
Fax:  214/319-3470
Email this office

In Indiana --
Voice:  765/965-1195
Email our Midwest Regional Coordinator

 

The following organizations recognize
Dillon International for its financial & organizational accountability:

Dillon International, Inc. is a registered 501(c)(3) non-profit organization and is classified as a public charity under the U.S.  Internal Revenue Code.

A proud participant of:

Combined Federal Campaign Logo
Combined Federal Campaign

New CFC #11823!

 
Agency operations powered by:

FamilyBuilder adoption database management software logo
Burns Data Control, Inc.
"Adoption Software Designed By And For Adoption Agencies"

 

 We're Listed On The Tulsa Business List

 

 


   

Federal/State Adoption Tax Credits
Military Families
Adoption Grants
      Dillon Family Grants
Adoption Loans
Employer Benefits
Lifestyle Adjustments

      Adoptive father with his adopted Korean son on his shoulders

After choosing international adoption as the means to build your family, the next biggest decision for many families is how to finance their child's adoption.  You Don't Have to Be Wealthy to Adopt!  More resources are available to families today-- from corporations to foundation grants to government assistance--which make adopting a child more feasible than before.  Some of the common ways that families have underwritten part or much of their adoption expenses are listed below along with other creative ideas that many of our adoptive families have used to successfully cover their adoption expenses.

 

 

 

Federal and/or State Adoption Tax Credits

Beginning in 2010, the U.S. Federal government through the Affordable Care Act increased the Adoption Tax Credit to $13,170 for adoptive families whose modified adjusted gross income (AGI) is $182,180 or less on qualifying expenses paid for a child's adoption.  The tax credit begins to be phased out for families whose adjusted gross income is greater than $182,180 until the maximum income level of $222,180 is reached when the tax credit is completely phased out. 

In addition, the Adoption Tax Credit has been extended to December 31, 2011 and was made refundable for the very first time.   For more information on the recent changes to the Federal Adoption Tax Credit, view this webinar, visit the IRS website or download IRS Form #8839. 

In addition, many states offer adoption tax credits or an income tax deduction for families who are adopting a child.  Please check with a local tax accountant for possible tax credits and/or tax deductions available to you from the state in which you reside.  See chart below for individual states' prospective reimbursement of non-recurring adoption expenses. 

This information is being provided as a free community service and should not be relied upon.  We advise that you first consult with your local tax professional for verification of your state's potential adoption tax credits or reimbursement of non-recurring adoption expenses.

Chart on Reimbursement of Non-Recurring Expenses

State

Reimbursement Amount

Alabama

$1,000 limit*

Alaska

$2,000 per child*

Arizona

$2,000 per child

Arkansas

$1,500 per child

California

$400 per child

Colorado

$800 per child

Connecticut

$750**

Delaware

------

District of Columbia

$1,000 (uncontested) $2,000 (contested)

Florida

$1,000 per child

Georgia

$2,000 per child*

Hawaii

$2,000 per child

Idaho

$2,000 per child*

Illinois

$1,500 per child

Indiana

$1,500 per child (maximum)

Iowa

------*

Kansas

$2,000 per child*

Kentucky

$1,000 per child*

Louisiana

$1,000 per child

Maine

$2,000 per child (maximum)

Maryland

$2,000*

Massachusetts

$400 per child

Michigan

$2,000 per child

Minnesota

$2,000 per child

Mississippi

$1,000 per child*

Missouri

$2,000 per child*

Montana

$2,000 per child

Nebraska

$1,500 per child*

Nevada

$250 per child

New Hampshire

$2,000 per child

New Jersey

$2,000 per child

New Mexico

$2,000 per child

New York

$2,000 per child (maximum)

North Carolina

$2,000 per child

North Dakota

$2,000 per child

Ohio

$2,000 per child*

Oklahoma

$2,000*

Oregon

$2,000 per child (including attorney fees)

Pennsylvania

$2,000 per child

Rhode Island

$1,000 per child

South Carolina

$1,500 per child

South Dakota

$1,500 limit per child

Tennessee

$1,500 per child

Texas

$1,500 per child

Utah

$2,000 per child*

Vermont

$2,000 per child*

Virginia

$2,000 per child per placement

Washington

$1,500

West Virginia

$2,000 per child (maximum)

Wisconsin

$2,000 per child (maximum)

Wyoming

$2,000 per child

 

* - These states will consider reimbursement of nonrecurring adoption costs for international adoptees. Other states may have provisions for covering international reimbursement expenses. Contact your state subsidy representative for more information.

** - These states will NOT consider reimbursement of any international adoption non-recurring expenses

Source: North American Council on Adoptable Children (NACAC), 1998

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Military Families

Active-duty military families may be reimbursed up to $2,000 in eligible adoption expenses.  Please contact your specific branch of the military or download the following information from the National Military Family Association.

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Adoption Grants

Every day we learn about new grant programs through our adoptive families which offer funds to help defray adoption expenses.  Some of the programs that we recommend:

Show Hope: Shaohannah's Hope - "a movement to care for orphans," a foundation established by Steven Curtis Chapman and Mary Beth Chapman to provide information and adoption grants to families interested in adopting.

LifeSong for Orphans, (formerly known as Life International.) encourages God's people to adopt a child by relieving some of the financial burden of international adoption.  They provide adoption matching grants from $1,000 - $4,000 per child.  Visit their website or call 309/747-3556 or email for more information.  

HelpUsAdopt.org is a new national financial grant program established by an adoptive family desiring to help other families to afford adoption.  The program will begin accepting applications from qualified couples & individuals beginning November 1, 2007.  Grants will range from $500 to $15,000 dependent upon need.  Visit their website or call 917/684-5484 or email for more information.

Gift of Adoption Fund is a national charitable organization that inspires adoption by providing grants to qualified parents - giving children who need families a permanent home and a chance to thrive.  The Fund provides grant amounts up to $7,500.  Visit their website at www.giftofadoption.org or email for more information.

Resources4adoption.com - an excellent NEW online resource for adoptive families seeking comprehensive and up-to-date information on adoption grants and loans and how to qualify for them with lots of additional tips to assist families in removing the financial barriers associated with adoption.

Savingchildren.net - Helping families adopt children.  The directors of Saving Children, Building Families (“SCBF”) have come together to help families trying to adopt a child, but lack the financial ability to complete the adoption process.  For more info on this foundation and their grant programs, please visit their website or email them.

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Dillon Family Grants

Dillon International's Building Families Fund was created to help families, who qualify for financial assistance, with their adoption and  to help children with special needs to find a permanent family.  This fund was established by several Dillon adoptive families who wanted to share their joy in adoption with other families, who might not have the financial resources to realize their dream of building a family. They also created the fund to help children with special needs become more accessible for adoption.  This fund is only available to families who are adopting through Dillon International.  The average grant with the Building Families Fund is $2,000, but may be less or more depending upon an individual family's need.

The Quinn Fund - similar to the Building Families Fund above, this fund is available to Dillon International adoptive families who are adopting from Korea.  If you are interested in adopting through Dillon International and would like more information about qualifying for either the Building Families Fund  or The Quinn Fund, please contact Dillon's office via email or call 918/749-4600.

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Adoption Loans

Some adoptive families have utilized a bank loan or a line of credit to assist them with their adoption expenses.  While borrowing money for an adoption may not be an adoptive family's first choice, adoptive families may find a loan helpful in covering the large and immediate adoption expenses especially if they will be able to repay the loan quickly with a tax credit or an employer's adoption benefit reimbursement.  Several possible loan sources include:

  • HOME EQUITY LOANS. Interest rates often are reasonable and the interest is tax deductible. Just remember, you're putting your home at risk.

  • INSURANCE. You may be able to borrow from the cash value of your life insurance policy.

  • LOW-INTEREST LOANS.  Some banks offer low-interest loans or credit lines for adoptive parents.  America's Christian Credit Union has recently launched an adoption loan program to assist Christian families wanting to expand their families through adoption. Visit their website to apply online or call 1-800-343-6328 for more information.  Cornerstone Bank offers a special loan program for adoptive families with loan amounts up to $20,000 that can be structured on a draw basis up to 24 months for payment of fees as they are incurred.  Call 405-752-8551 for more information or visit their website.

  • RELIGIOUS ORGANIZATIONS.   Many church congregations welcome the opportunity to help fellow church members adopt a child from another country by organizing community fundraisers or by offering a cash gift to help cover adoption expenses.
    The Hebrew Free Loan Association offers Jewish families interest-free loans to adopt domestically or internationally.  

  • RELATIVES.  Although it may be uncomfortable to ask family members for money, don't overlook the potential generosity of extended family members who might be waiting for an opportunity to help out with your adoption in order to be a part of making your dream a reality.

  • CREDIT CARDS & RETIREMENT ACCOUNTS.  Two other possible sources to use for adoption expenses are credit cards and loans on retirement accounts, such as 401(k)s and profit-sharing plans.  Credit cards are an easy source of cash, but typically charge high interest rates.  Loans on retirement plans offer somewhat lower interest rates; however, if either spouse loses or changes jobs and the loan cannot be repaid within a short period of time, the loan becomes a taxable withdrawal with an additional 10% early withdrawal penalty fee.  Although tempting to use, adoption loans by credit card or on retirement accounts should be considered only as a last resort. 

(Loan information courtesy of the National Endowment for Financial Education's booklet "How to Make Adoption an Affordable Option.")

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Employer Benefits

Many companies offer adoption benefits to their employees which may range from financial assistance for their adoption expenses to paid/unpaid parental leave. The Dave Thomas Foundation for Adoption has compiled a list of companies who provide adoption benefits. Please check to see if your company has been listed or contact your company's human resources department for more information on potential adoption benefits available to you.

If your employer doesn't currently offer adoption benefits, and you would like to lobby for the addition of this benefit to your employer's benefit plan, The Dave Thomas Foundation for Adoption also offers a FREE "Adoption-Friendly Workplace Guide" on its website, which offers many helpful suggestions on how you might approach your employer to have this benefit added to your employee benefit plan.

To learn more, download the article:  How to Lobby your Employer for Adoption Benefits

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Lifestyle Adjustments (creative ideas by our adoptive families)

  • Talk with your health insurance company to see if they offer maternity benefits for an adoption

  • Refinance your house and/or car

  • Have a garage sale or use the internet to sell items that you don't use anymore

  • Visit A Mother's Love for other fundraising ideas to cover potential adoption expenses

  • Save earnings from a second job to go toward adoption expenses

  • Ask your church about helping with your family's adoption expenses

  • Begin subtracting "known baby costs" from your paycheck to help save money for adoption expenses, but also to learn how to live on a smaller income

  • Skip your vacation, stop eating out as much, and shop more for bargains

  • And don't forget to ask God for guidance in meeting adoption expenses

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