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Adoption Info
Meetings |
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2009 Live Meeting Schedule
Nov 17 . . . Dallas, TX
Dec 1. . . . .St. Louis, MO
Dec 8 . . . . Tulsa, OK
Dec 19 . . . Carrollton, TX
2010 Live
Meeting Schedule
Jan 12 . . . Little Rock, AR
Jan 12 . . . Tulsa, OK
Jan 28 . . . Springdale, AR
Feb 2 . . . St. Louis, MO
Feb 9 . . . .Little Rock, AR
Feb 9 . . . .Tulsa, OK
Mar 9 . . . .Little Rock, AR
Mar 9 . . . .Tulsa, OK
Mar 27 . . .Springdale, AR
Apr 6 . . . . St. Louis, MO
Apr 13 . . . Little Rock, AR
Apr 13 . . . Tulsa, OK
May 11 . . .Little Rock, AR
May 11 . . .Tulsa, OK
June 8 . . . Little Rock, AR
June 8 . . . St. Louis, MO
June 8 . . . Tulsa, OK
July 13 . . . Tulsa, OK
Aug 3 . . . . St. Louis, MO
Aug 10 . . . Little Rock, AR
Aug 10 . . . Tulsa, OK
Sept 14. . . Tulsa, OK
Oct 5 . . . . . St. Louis, MO
Oct 12 . . . .Little Rock, AR
Oct 12 . . . .Tulsa, OK
Nov 9 . . . . Little Rock, AR
Nov 9 . . . . Tulsa, OK
Dec 7 . . . . St. Louis, MO
Dec 14 . . . Tulsa, OK
Sign up Now!
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Best in America |
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 Dillon
International
(aka orphancare International)
has achieved the
Independent Charities of America's Seal of Excellence
award.
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One Child's
Perspective |
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Click to view Anna's touching adoption story told in her own words:
"Anna's Story"
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Building Families |
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Matthew 19:14 . . . but Jesus said, "Let the children
come to me, and do not hinder them; for such belongs the
kingdom of heaven."
Click here for a daily
devotional for families
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To Contact Us: |
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OFFICE HOURS (CST)
8:00 AM - 5:00 PM...Mon-Thurs
8:00 AM - 4:30 PM...FridayLOCATIONS:
In Oklahoma -- main office
3227 East 31st Street, #200
Tulsa, OK 74105
Voice: 918/749-4600
Fax: 918/749-7144
Email this office
In Arkansas --
4702 W. Commercial Dr., #B1
North Little Rock, AR 72116
and
1882 North Starr Road
Fayetteville, AR 72701
Voice: 501/791-9300
Fax: 501/791-9303
Email this
office
In California --
18001 Irvine Blvd., Suite 101
Tustin, CA 92780
Voice: 714/734-8600
Fax: 714/734-8688
Email this office
In Colorado--
Voice: 720/733-7718
Email our Mountain
Regional Coordinator
In Kansas --
2420 West 76th Street
Prairie Village, KS 66208
Voice: 913/544-2805
Email this office
In Missouri --
1 First Missouri Center, #115
St. Louis, MO 63141
Voice: 314/576-4100
Fax: 314/453-9975
Email this
office In Texas --
5200 South Buckner Blvd.
Dallas, TX 75227
Voice: 214/319-3426
Fax: 214/319-3470
Email this office
In Indiana --
Voice: 765/965-1195
Email our Midwest
Regional Coordinator
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Affiliations
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Joint Council on International
Children's Services |
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North American Association of
Christians in Social Work |
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Dillon International, Inc. is a
registered 501(c)(3) non-profit organization and is classified
as a public charity under the U.S. Internal Revenue Code. |
| A proud participant of: |
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Combined Federal Campaign |
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New CFC #11823! |
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| Agency operations powered by: |
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Burns Data Control, Inc.
"Adoption Software Designed By And For Adoption Agencies" |
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We're Listed On The Tulsa Business List |
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After choosing international adoption as the means to build your
family, the next biggest decision for many families is how to
finance their child's adoption.
You Don't Have to Be Wealthy
to Adopt!
More resources are available to families today-- from
corporations to foundation grants to government
assistance--which make adopting a child more feasible than
before. Some of the common ways that families have
underwritten part or much of their adoption expenses are listed
below along with other creative ideas that many of our adoptive
families have used to successfully cover their adoption
expenses.
Federal and/or State
Adoption Tax Credits
Beginning in 2008, the U.S. federal government
is offering an adoption tax credit up to $11,650 to adoptive
families whose modified adjusted gross income is $214,730
or less on qualifying expenses paid for a child's adoption.
The maximum exclusion from income for benefits under your
employer's adoption assistance program has also increased to
$11,650. These amounts will be phased out if your modified
adjusted gross income (MAGI) is between $174,730 and $214,730. For more information on the federal adoption tax credit,
click here
or download
IRS Form
#8839.
Adoptive Families
Magazine also offers an excellent Q&A article --
The
Adoption Tax Credit -- which has been updated for 2008
and covers families' most common questions concerning the
Federal tax credit.
In addition,
many states offer adoption tax credits or an income tax deduction
for families who are adopting a child. Please check with
a local tax accountant for possible tax credits and/or tax
deductions available to you from the state in which you reside. See
chart below for individual states' prospective reimbursement of
non-recurring adoption expenses.
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This information is being provided as a free community
service and should not be relied upon. We advise that
you first consult with your local tax professional for
verification of your state's potential adoption tax credits
or reimbursement of non-recurring adoption expenses.
Chart on Reimbursement of
Non-Recurring Expenses
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State |
Reimbursement
Amount |
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Alabama |
$1,000 limit* |
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Alaska |
$2,000 per child* |
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Arizona |
$2,000 per
child |
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Arkansas |
$1,500 per
child |
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California |
$400 per
child |
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Colorado |
$800 per
child |
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Connecticut |
$750** |
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Delaware |
------ |
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District of
Columbia |
$1,000
(uncontested) $2,000 (contested) |
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Florida |
$1,000 per
child |
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Georgia |
$2,000 per
child* |
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Hawaii |
$2,000 per
child |
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Idaho |
$2,000 per
child* |
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Illinois |
$1,500 per
child |
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Indiana |
$1,500 per
child (maximum) |
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Iowa |
------* |
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Kansas |
$2,000 per
child* |
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Kentucky |
$1,000 per
child* |
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Louisiana |
$1,000 per
child |
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Maine |
$2,000 per
child (maximum) |
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Maryland |
$2,000* |
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Massachusetts |
$400 per
child |
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Michigan |
$2,000 per
child |
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Minnesota |
$2,000 per
child |
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Mississippi |
$1,000 per
child* |
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Missouri |
$2,000 per
child* |
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Montana |
$2,000 per
child |
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Nebraska |
$1,500 per
child* |
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Nevada |
$250 per
child |
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New Hampshire |
$2,000 per
child |
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New Jersey |
$2,000 per
child |
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New Mexico |
$2,000 per
child |
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New York |
$2,000 per
child (maximum) |
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North
Carolina |
$2,000 per
child |
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North Dakota |
$2,000 per
child |
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Ohio |
$2,000 per
child* |
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Oklahoma |
$2,000* |
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Oregon |
$2,000 per
child (including attorney fees) |
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Pennsylvania |
$2,000 per
child |
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Rhode Island |
$1,000 per
child |
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South
Carolina |
$1,500 per
child |
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South Dakota |
$1,500 limit
per child |
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Tennessee |
$1,500 per
child |
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Texas |
$1,500 per
child |
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Utah |
$2,000 per
child* |
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Vermont |
$2,000 per
child* |
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Virginia |
$2,000 per
child per placement |
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Washington |
$1,500 |
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West Virginia |
$2,000 per
child (maximum) |
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Wisconsin |
$2,000 per
child (maximum) |
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Wyoming |
$2,000 per
child |
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* - These
states will consider reimbursement of
nonrecurring adoption costs for international
adoptees. Other states may have provisions
for covering international reimbursement
expenses. Contact your state subsidy
representative for more information. |
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** - These
states will NOT consider reimbursement
of any international adoption non-recurring
expenses |
Source: North American
Council on Adoptable Children (NACAC), 1998 |
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[up]
Military Families
Active-duty military families may be reimbursed up to
$2,000 in eligible adoption expenses. Please contact your specific branch
of the military or download the following information
from the
National Military Family Association.
[up]
Adoption Grants
Every day we learn about new grant programs through our
adoptive families which offer funds to help defray adoption expenses. Some
of the programs that we recommend:
Shaohannah's Hope, a foundation established by Steven Curtis Chapman and
Mary Beth Chapman to provide information and assistance to families interested
in adopting.
LifeSong for Orphans, (formerly known as Life International.) encourages God's people to adopt a child by relieving some
of the financial burden of international adoption. They provide adoption
matching grants from $1,000 - $4,000 per child. Visit their website or
call 309/747-3556 or
email for more information.
HelpUsAdopt.org is
a new national financial grant program established by an
adoptive family desiring to help other families to afford
adoption. The program will begin accepting applications
from qualified couples & individuals beginning November 1, 2007.
Grants will range from $500 to $15,000 dependent upon need.
Visit their website or call 917/684-5484 or
email for more information.
Gift of Adoption Fund
is a national charitable organization that inspires adoption by
providing grants to qualified parents - giving children who need
families a permanent home and a chance to thrive. The Fund
provides grant amounts up to $7,500. Visit their website
at
www.giftofadoption.org or
email for more
information.
is a publicly funded adoption grant program created in 1996 by
an adoptive family to help other families to afford adoption.
The fund awards grants in the form of a subsidy to assist
adoptive families with the costs associated with adopting a
child. Gift of Adoption fund has helped more than 300 children
from around the world find permanent homes, awarding over $1
million in grants.
Dillon
International's Building Families Fund was
created to help families, who qualify for financial assistance,
with their adoption
and to help children with special needs to find a permanent
family. This fund was established by several Dillon adoptive families who
wanted to share their joy in adoption with other families, who
might not have the financial resources to realize their dream of
building a family. They also created the fund to help children
with special needs become more accessible for adoption.
This fund is only available to families who are adopting through Dillon
International.
The average grant with the
Building Families Fund is $2,000,
but may be less or more depending upon an individual family's need.
The Quinn Fund - similar to the Building Families Fund
above, this fund is available to Dillon International adoptive
families who are adopting from Korea.
If you are interested in adopting
through Dillon International and would like more
information about qualifying for either the Building Families Fund
or The Quinn Fund, please
contact Dillon's office
via email or call 918/749-4600.
[up]
Adoption Loans
Some adoptive families have utilized
a bank loan or a line of credit to assist them with their adoption expenses.
While borrowing money for an adoption
may not be an adoptive family's first choice, adoptive families may find a loan
helpful in covering the large and immediate adoption expenses especially if they
will be able to repay the loan quickly with a tax credit or an employer's
adoption benefit reimbursement. Several possible loan sources include:
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HOME EQUITY LOANS. Interest rates often are
reasonable and the interest is tax deductible. Just remember, you're putting
your home at risk.
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INSURANCE. You may be able to borrow from the cash
value of your life insurance policy.
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LOW-INTEREST LOANS. Some banks offer low-interest
loans or credit lines for adoptive parents.
America's
Christian Credit Union has recently launched an
adoption loan program to assist Christian families wanting
to expand their families through adoption. Visit their
website to apply online or call 1-800-343-6328 for more
information.
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PRIVATE GRANT AND SPECIAL LOAN PROGRAMS.
The
National
Adoption Foundation offers adoption grants
and low-interest loans, both home equity and unsecured, to
qualified adoptive families. Visit their website for
more information and how to submit an application.
Lifetime Adoption offers a simple loan program to
qualified families with average credit. There are no
upfront fees. Families may repay the loan at any time
and can finance the loan up to five years. Visit their
website or call
530/271-1740 to receive an application via fax or email.
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RELIGIOUS ORGANIZATIONS.
Many church congregations welcome the opportunity to help
fellow church members adopt a child from another country by
organizing community fundraisers or by offering a cash gift
to help cover adoption expenses.
The
Hebrew Free Loan Association offers Jewish families
interest-free loans to adopt domestically or
internationally. Family
Legacies offers Christian families interest-free
loans to adopt domestically or internationally.
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RELATIVES. Although it may
be uncomfortable to ask family members for money, don't overlook the potential generosity of extended family
members who might be waiting for an opportunity to help out
with your adoption in order to be a part of making your
dream a reality.
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CREDIT CARDS &
RETIREMENT ACCOUNTS. Two other possible sources to use for adoption
expenses are credit cards and loans on retirement accounts, such as 401(k)s and
profit-sharing plans. Credit cards are an easy source of cash, but
typically charge high interest rates. Loans on retirement plans offer
somewhat lower interest rates; however, if either spouse loses or changes jobs
and the loan cannot be repaid within a short period of time, the loan becomes a
taxable withdrawal with an additional 10% early withdrawal penalty fee.
Although tempting to use, adoption loans by credit card or on retirement
accounts should be considered only as a last resort.
(Loan information courtesy of the National
Endowment for Financial Education's booklet
"How to Make Adoption an
Affordable Option.")
[up]
Employer Benefits
Many companies offer adoption benefits to their employees which may range from financial assistance
for their adoption expenses to paid/unpaid parental leave. The
National Adoption Center has compiled a list of
companies who
provide adoption benefits. Please
check to see if your company has been listed or contact your company's human resources
department for more
information on potential adoption benefits available to you.
If your employer doesn't currently offer adoption benefits, and
you would like to lobby for the addition of this benefit to your
employer's benefit plan,
The National Adoption Center also offers
a FREE "Adoption-Friendly Workplace Guide" on its website, which offers many helpful suggestions
on how you might approach your employer to have this benefit
added to your employee benefit plan.
To learn more, download the
article:
How to Lobby your Employer for Adoption Benefits
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Lifestyle Adjustments
(creative
ideas by our adoptive families)
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Talk with your health insurance company to see
if they offer maternity benefits for an adoption
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Refinance your house and/or car
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Have a garage sale or use the internet to sell
items that you don't use anymore
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Visit
A
Mother's Love for other fundraising ideas to cover potential adoption
expenses
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Save earnings from a second job to go toward
adoption expenses
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Ask your church about helping with your
family's adoption expenses
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Begin subtracting "known baby costs"
from your paycheck to help save money for adoption expenses, but also to
learn how to live on a smaller income
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Skip your vacation, stop eating out as much,
and shop more for bargains
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And don't forget to ask God for guidance in
meeting adoption expenses
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