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Adoption Info
Meetings |
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2012 Live
Meeting Schedule
Jan 30 . . . . Dallas, TX
Feb 7 . . . . St. Louis, MO
Feb 7 . . . . . Tulsa, OK
Feb 11 . . . . Springdale, AR
Feb 11 . . . . Orange County, CA
Mar 13 . . . . Little Rock, AR
Mar 16 . . . . Tulsa, OK
Mar 19 . . . . Dallas, TX
Mar 31 . . . . Orange County, CA
Apr 3 . . . . . St. Louis, MO
Apr 10 . . . . Little Rock, AR
Apr 10 . . . . Tulsa, OK
Apr 21 . . . . Springdale, AR
Apr 28 . . . . Orange County, CA
May 8 . . . . Little Rock, AR
May 14 . . . Dallas, TX
May 19 . . . . Tulsa, OK
June 2 . . . . Orange County, CA
Jun 5 . . . . . St. Louis, MO
Jun 12 . . . . Little Rock, AR
Jun 12 . . . . Tulsa, OK
Jul 10 . . . . Little Rock, AR
Jul 14 . . . . Orange County, CA
Jul 16 . . . . Dallas, TX
Jul 20 . . . . Tulsa, OK
Aug 7 . . . . St. Louis, MO
Aug 14 . . . .Tulsa, OK
Aug 25 . . . Springdale, AR
Aug 25 . . . . Orange County, CA
Sep 11 . . . . Little Rock, AR
Sep 15 . . . . Tulsa, OK
Sep 17 . . . . Dallas, TX
Sep 29 . . . . Orange County, CA
Oct 2 . . . . . St. Louis, MO
Oct 9 . . . . . Little Rock, AR
Oct 9 . . . . . Tulsa, OK
Oct 27 . . . . Springdale, AR
Oct 27 . . . . Orange County, CA
Nov 2 . . . . Tulsa, OK
Nov 5 . . . . Dallas, TX
Nov 13. . . . Little Rock, AR
Dec 1 . . . . Orange County, CA
Dec 4 . . . . St. Louis, MO
Dec 11 . . . .Tulsa, OK
Sign up Now!
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Pre-Adoption
Workshop |
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Ready to take the next step in your adoption journey?
Attend Dillon's online Pre-Adoption Workshop.

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Best in America |
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Dillon
International
(aka orphancare International)
has achieved the
Independent Charities of America's Seal of Excellence
award.

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To Contact Us: |
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OFFICE HOURS (CST)
8:00 AM - 5:00 PM...Mon-Thurs
8:00 AM - 4:30 PM...FridayLOCATIONS:
In Oklahoma -- main office
3227 East 31st Street, #200
Tulsa, OK 74105
Voice: 918/749-4600
Fax: 918/749-7144
Email this office
In Arkansas --
4702 W. Commercial Dr., #B1
North Little Rock, AR 72116
and
1882 North Starr Road
Fayetteville, AR 72701
Voice: 501/791-9300
Fax: 501/791-9303
Email this
office
In California --
18001 Irvine Blvd., Suite 101
Tustin, CA 92780
Voice: 714/734-8600
Fax: NEW # 714 / 912-9583
Email this office
In Kansas --
2420 West 76th Street
Prairie Village, KS 66208
Voice: 913/544-2805
Email this office
In Missouri --
1 First Missouri Center, #115
St. Louis, MO 63141
Voice: 314/576-4100
Email this
office In Texas --
5200 South Buckner Blvd.
Dallas, TX 75227
Voice: 214/319-3426
Fax: 214/319-3470
Email this office
In Indiana --
Voice: 765/965-1195
Email our Midwest
Regional Coordinator
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The following
organizations recognize
Dillon International for its financial &
organizational accountability: |
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Dillon International, Inc. is a
registered 501(c)(3) non-profit organization and is classified
as a public charity under the U.S. Internal Revenue Code. |
| A proud participant of: |
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Combined Federal Campaign |
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New CFC #11823! |
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| Agency operations powered by: |
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Burns Data Control, Inc.
"Adoption Software Designed By And For Adoption Agencies" |
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We're Listed On The Tulsa Business List |
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After choosing international adoption as the means to build your
family, the next biggest decision for many families is how to
finance their child's adoption.
You Don't Have to Be Wealthy
to Adopt!
More resources are available to families today-- from
corporations to foundation grants to government
assistance--which make adopting a child more feasible than
before. Some of the common ways that families have
underwritten part or much of their adoption expenses are listed
below along with other creative ideas that many of our adoptive
families have used to successfully cover their adoption
expenses.
Federal and/or State
Adoption Tax Credits
Beginning in 2010, the U.S. Federal government
through the Affordable Care Act increased the Adoption Tax
Credit to $13,170 for adoptive families whose modified adjusted
gross income (AGI) is $182,180
or less on qualifying expenses paid for a child's adoption.
The tax credit begins to be phased out for families whose
adjusted gross income is greater than $182,180 until the maximum
income level of $222,180 is reached when the tax credit is
completely phased out.
In addition, the Adoption Tax
Credit has been extended to December 31, 2011 and was made
refundable for the very first time. For more information on the
recent changes to the Federal Adoption Tax Credit,
view this
webinar, visit the
IRS website
or download
IRS Form
#8839.
In addition,
many states offer adoption tax credits or an income tax deduction
for families who are adopting a child. Please check with
a local tax accountant for possible tax credits and/or tax
deductions available to you from the state in which you reside. See
chart below for individual states' prospective reimbursement of
non-recurring adoption expenses.
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This information is being provided as a free community
service and should not be relied upon. We advise that
you first consult with your local tax professional for
verification of your state's potential adoption tax credits
or reimbursement of non-recurring adoption expenses.
Chart on Reimbursement of
Non-Recurring Expenses
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State |
Reimbursement
Amount |
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Alabama |
$1,000 limit* |
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Alaska |
$2,000 per child* |
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Arizona |
$2,000 per
child |
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Arkansas |
$1,500 per
child |
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California |
$400 per
child |
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Colorado |
$800 per
child |
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Connecticut |
$750** |
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Delaware |
------ |
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District of
Columbia |
$1,000
(uncontested) $2,000 (contested) |
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Florida |
$1,000 per
child |
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Georgia |
$2,000 per
child* |
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Hawaii |
$2,000 per
child |
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Idaho |
$2,000 per
child* |
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Illinois |
$1,500 per
child |
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Indiana |
$1,500 per
child (maximum) |
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Iowa |
------* |
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Kansas |
$2,000 per
child* |
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Kentucky |
$1,000 per
child* |
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Louisiana |
$1,000 per
child |
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Maine |
$2,000 per
child (maximum) |
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Maryland |
$2,000* |
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Massachusetts |
$400 per
child |
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Michigan |
$2,000 per
child |
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Minnesota |
$2,000 per
child |
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Mississippi |
$1,000 per
child* |
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Missouri |
$2,000 per
child* |
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Montana |
$2,000 per
child |
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Nebraska |
$1,500 per
child* |
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Nevada |
$250 per
child |
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New Hampshire |
$2,000 per
child |
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New Jersey |
$2,000 per
child |
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New Mexico |
$2,000 per
child |
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New York |
$2,000 per
child (maximum) |
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North
Carolina |
$2,000 per
child |
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North Dakota |
$2,000 per
child |
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Ohio |
$2,000 per
child* |
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Oklahoma |
$2,000* |
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Oregon |
$2,000 per
child (including attorney fees) |
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Pennsylvania |
$2,000 per
child |
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Rhode Island |
$1,000 per
child |
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South
Carolina |
$1,500 per
child |
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South Dakota |
$1,500 limit
per child |
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Tennessee |
$1,500 per
child |
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Texas |
$1,500 per
child |
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Utah |
$2,000 per
child* |
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Vermont |
$2,000 per
child* |
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Virginia |
$2,000 per
child per placement |
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Washington |
$1,500 |
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West Virginia |
$2,000 per
child (maximum) |
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Wisconsin |
$2,000 per
child (maximum) |
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Wyoming |
$2,000 per
child |
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* - These
states will consider reimbursement of
nonrecurring adoption costs for international
adoptees. Other states may have provisions
for covering international reimbursement
expenses. Contact your state subsidy
representative for more information. |
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** - These
states will NOT consider reimbursement
of any international adoption non-recurring
expenses |
Source: North American
Council on Adoptable Children (NACAC), 1998 |
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Military Families
Active-duty military families may be reimbursed up to
$2,000 in eligible adoption expenses. Please contact your specific branch
of the military or download the following information
from the
National Military Family Association.
[up]
Adoption Grants
Every day we learn about new grant programs through our
adoptive families which offer funds to help defray adoption expenses. Some
of the programs that we recommend:
Show Hope: Shaohannah's Hope - "a movement to care for orphans," a
foundation established by Steven Curtis Chapman and Mary Beth Chapman to provide
information and adoption grants to families interested
in adopting.
LifeSong for Orphans, (formerly known as Life International.) encourages God's people to adopt a child by relieving some
of the financial burden of international adoption. They provide adoption
matching grants from $1,000 - $4,000 per child. Visit their website or
call 309/747-3556 or
email for more information.
HelpUsAdopt.org is
a new national financial grant program established by an
adoptive family desiring to help other families to afford
adoption. The program will begin accepting applications
from qualified couples & individuals beginning November 1, 2007.
Grants will range from $500 to $15,000 dependent upon need.
Visit their website or call 917/684-5484 or
email for more information.
Gift of Adoption Fund
is a national charitable organization that inspires adoption by
providing grants to qualified parents - giving children who need
families a permanent home and a chance to thrive. The Fund
provides grant amounts up to $7,500. Visit their website
at
www.giftofadoption.org or
email for more
information.
Resources4adoption.com - an excellent NEW online
resource for adoptive families seeking comprehensive and
up-to-date information on adoption grants and loans and how to
qualify for them with lots of additional tips to assist families
in removing the financial barriers associated with adoption.
Savingchildren.net
- Helping families adopt children. The directors of Saving
Children, Building Families (“SCBF”) have come together to help
families trying to adopt a child, but lack the financial ability
to complete the adoption process. For more info on this
foundation and their grant programs, please visit their website
or email
them.
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Dillon
Family Grants
Dillon
International's Building Families Fund was
created to help families, who qualify for financial assistance,
with their adoption
and to help children with special needs to find a permanent
family. This fund was established by several Dillon adoptive families who
wanted to share their joy in adoption with other families, who
might not have the financial resources to realize their dream of
building a family. They also created the fund to help children
with special needs become more accessible for adoption.
This fund is only available to families who are adopting through Dillon
International.
The average grant with the
Building Families Fund is $2,000,
but may be less or more depending upon an individual family's need.
The Quinn Fund - similar to the Building Families Fund
above, this fund is available to Dillon International adoptive
families who are adopting from Korea.
If you are interested in adopting
through Dillon International and would like more
information about qualifying for either the Building Families Fund
or The Quinn Fund, please
contact Dillon's office
via email or call 918/749-4600.
[up]
Adoption Loans
Some adoptive families have utilized
a bank loan or a line of credit to assist them with their adoption expenses.
While borrowing money for an adoption
may not be an adoptive family's first choice, adoptive families may find a loan
helpful in covering the large and immediate adoption expenses especially if they
will be able to repay the loan quickly with a tax credit or an employer's
adoption benefit reimbursement. Several possible loan sources include:
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HOME EQUITY LOANS. Interest rates often are
reasonable and the interest is tax deductible. Just remember, you're putting
your home at risk.
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INSURANCE. You may be able to borrow from the cash
value of your life insurance policy.
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LOW-INTEREST LOANS. Some banks offer low-interest
loans or credit lines for adoptive parents.
America's
Christian Credit Union has recently launched an
adoption loan program to assist Christian families wanting
to expand their families through adoption. Visit their
website to apply online or call 1-800-343-6328 for more
information.
Cornerstone Bank
offers a special loan program for adoptive families with
loan amounts up to $20,000 that can be structured on a draw
basis up to 24 months for payment of fees as they are
incurred. Call 405-752-8551 for more information or
visit their website.
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RELIGIOUS ORGANIZATIONS.
Many church congregations welcome the opportunity to help
fellow church members adopt a child from another country by
organizing community fundraisers or by offering a cash gift
to help cover adoption expenses. The
Hebrew Free Loan Association offers Jewish families
interest-free loans to adopt domestically or
internationally.
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RELATIVES. Although it may
be uncomfortable to ask family members for money, don't overlook the potential generosity of extended family
members who might be waiting for an opportunity to help out
with your adoption in order to be a part of making your
dream a reality.
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CREDIT CARDS &
RETIREMENT ACCOUNTS. Two other possible sources to use for adoption
expenses are credit cards and loans on retirement accounts, such as 401(k)s and
profit-sharing plans. Credit cards are an easy source of cash, but
typically charge high interest rates. Loans on retirement plans offer
somewhat lower interest rates; however, if either spouse loses or changes jobs
and the loan cannot be repaid within a short period of time, the loan becomes a
taxable withdrawal with an additional 10% early withdrawal penalty fee.
Although tempting to use, adoption loans by credit card or on retirement
accounts should be considered only as a last resort.
(Loan information courtesy of the National
Endowment for Financial Education's booklet
"How to Make Adoption an
Affordable Option.")
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Employer Benefits
Many companies offer adoption benefits to their employees which may range from financial assistance
for their adoption expenses to paid/unpaid parental leave. The
Dave Thomas Foundation for Adoption has compiled a list of
companies who
provide adoption benefits. Please
check to see if your company has been listed or contact your company's human resources
department for more
information on potential adoption benefits available to you.
If your employer doesn't currently offer adoption benefits, and
you would like to lobby for the addition of this benefit to your
employer's benefit plan,
The Dave Thomas Foundation for Adoption also offers
a FREE "Adoption-Friendly Workplace Guide" on its website, which offers many helpful suggestions
on how you might approach your employer to have this benefit
added to your employee benefit plan.
To learn more, download the
article:
How to Lobby your Employer for Adoption Benefits
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Lifestyle Adjustments
(creative
ideas by our adoptive families)
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Talk with your health insurance company to see
if they offer maternity benefits for an adoption
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Refinance your house and/or car
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Have a garage sale or use the internet to sell
items that you don't use anymore
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Visit
A
Mother's Love for other fundraising ideas to cover potential adoption
expenses
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Save earnings from a second job to go toward
adoption expenses
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Ask your church about helping with your
family's adoption expenses
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Begin subtracting "known baby costs"
from your paycheck to help save money for adoption expenses, but also to
learn how to live on a smaller income
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Skip your vacation, stop eating out as much,
and shop more for bargains
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And don't forget to ask God for guidance in
meeting adoption expenses
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